Provisional Tax: The Deadline That Catches Everyone
The second provisional period trips up more SMEs than any other date on the SARS calendar. Here is how the 80% rule actually works, and what an underestimate really costs you.
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Guidance on accounting, taxation and financial management from our professional team.
Practical guidance on the things that actually cost South African businesses money when they get them wrong.
The second provisional period trips up more SMEs than any other date on the SARS calendar. Here is how the 80% rule actually works, and what an underestimate really costs you.
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Beneficial ownership registers are no longer optional housekeeping. We break down who must file, what counts as beneficial ownership, and the consequences of getting it wrong.
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We implement all three, so we have no favourite to sell you. A practical look at which cloud accounting platform suits which kind of South African business.
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Most owner-managed businesses hire a CFO too late or too early. The honest signals that tell you it is time — and why fractional might be the right first step.
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The R1 million threshold is only half the story. When voluntary registration helps, when it hurts your margins, and the mistakes that trigger a SARS audit.
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Written for US and UK firms weighing up offshore delivery. What to ask, what to check, and where the real savings genuinely sit versus where they do not.
Discuss this with usArticle library expanding — follow us on LinkedIn for each piece as it publishes.
Everything you might reasonably want to know about this page and how we use it.
Our Insights page covers a variety of topics including the latest trends in accounting, taxation and financial management. We regularly update the content to provide genuinely useful information for our clients — SARS deadline changes, CIPC requirements, IFRS developments and practical guidance for owner-managed businesses.
We publish as the profession moves rather than to a fixed content calendar. In practice that means around two to four pieces a month, with immediate updates whenever SARS, CIPC or the IFRS Foundation announces something that materially affects our clients — Budget Speech season and filing-season changes always trigger a post.
Yes. We welcome guest contributions from fellow professionals, particularly on specialist areas such as transfer pricing, exchange control, business rescue and sector-specific accounting. Email your proposed topic and a short outline to admin@troyfinserv.co.za and a director will come back to you.
Not at all — everything on this page is freely available to anyone. We take the view that a better-informed business community is good for the profession as a whole. That said, clients receive the detailed technical briefings and deadline reminders directly, ahead of general publication.
Follow us on LinkedIn, Facebook, X, Instagram or YouTube — every piece is shared there as it goes live. You can also ask to be added to our client mailing list by emailing admin@troyfinserv.co.za, and we will send a short monthly digest with nothing else attached.
Our senior team. Articles are written by the Chartered Accountants, Registered Auditors and Tax Practitioners who do the actual work — then reviewed by a director before publication. Nothing on this page is outsourced or auto-generated, and anything technical carries the author's credentials.
We provide accounting and bookkeeping, taxation and payroll, company secretarial and CIPC services, and advisory services including business valuations, due diligence, financial modelling and fractional CFO support. Our full service range and indicative fees are set out on our Services and Fees page.
Our offices are in Mindalore, Krugersdorp, Johannesburg. We act for clients throughout South Africa, across the African continent and internationally, including practices and businesses in the United Kingdom and the United States. Most engagements are conducted remotely, and meetings can be held in person by arrangement.
Yes. Our team holds registrations and memberships with SAICA, CIMA and SAIPA, and we are SARS Registered Tax Practitioners. Individual credentials for each member of our senior team are set out on our About Us page.
Fees are quoted in writing before work commences. Depending on the engagement we work on a fixed fee, a monthly retainer or an hourly basis. Indicative ranges for each service are published on our Services and Fees page. Fees exclude VAT and statutory disbursements payable to SARS or CIPC.
We act for clients ranging from sole proprietors and owner-managed businesses through to established corporates and international practices. Our accounting packages are tiered by annual turnover, and we will advise which tier is appropriate once we understand your circumstances.
Yes. Transferring is a routine process. With your authority we obtain the handover information from your existing accountant, arrange SARS and CIPC access, and bring your records onto our systems. Onboarding is typically completed within five working days.
Yes. Catch-up and clean-up work is something we handle regularly, and it is quoted separately according to the period involved and the state of the records. Bringing overdue records up to date is usually the first step before any ongoing service begins.
We work with Xero, Sage and QuickBooks, and can assist with setup, migration and training on each. If you use a different system we will discuss whether it can be accommodated or whether migration would be appropriate.
Yes. We assist with SARS audits and verification requests, and prepare objections, alternative dispute resolution submissions and Tax Court submissions where required. This work is charged on an hourly basis.
Yes. We handle name reservations, company registration, director and shareholder amendments, CIPC annual returns, beneficial ownership register filings and MOI drafting. Registration together with a business bank account can also be arranged.
Yes. We compile Annual Financial Statements in accordance with IFRS or IFRS for SMEs as appropriate, and we can arrange an independent review where your company requires one under the Companies Act.
We act for practices and businesses outside South Africa on an outsourced basis, covering compilation work, working papers, management accounts, reconciliations and advisory support. Fees for international clients are quoted in US Dollars on a separate schedule. Our working day overlaps with both London and the eastern United States.
We handle client information in accordance with the Protection of Personal Information Act. Access is restricted, information is encrypted in transit, and all our personnel are bound by confidentiality obligations. Our Privacy Policy sets out how we collect, use and store personal information.
Accounting and tax records are generally retained for at least five years, as required by the Companies Act and the Tax Administration Act. Further detail is set out in our Privacy Policy.
Please contact us by telephone, email or WhatsApp, or complete the enquiry form on our Contact Us page. A member of our team will respond to discuss your requirements.
Ask it directly. If it is a good question, we will probably write about it — and answer you first.